Difference Between a NEED and a WANT

Perhaps the most important Principal of Budgeting is separating a NEED from a WANT. This is a problem which many people who start out to face because they can’t imagine their life without a particular expense – thus categorizing it as a NEED. But when push comes to shove, it is …

Read More »

Stick to your Budget (Don’t Give Up Just Yet)

Stick to your Budget - Don't Give Up

Just like anything in life – if you keep it simple, you’ll stick to it. Budgeting is no different. So for this post, let’s simply remove the notion from your mind that budgeting is a number crunching, mathematical intensive, too much time taking exercise, and let’s imagine it as so …

Read More »

Why having a budget is extremely important!

A budget is not meant to see if you have spent more money drinking and partying, instead of paying for your floor cleaners and groceries. The point of a budget is to Save some money by the end of the month. Ensure you are living within your means instead of …

Read More »

The Myths around having a Budget

5 Myths Around Budgeting

Financial Planning doesn’t come effortlessly to many individuals. I can share this because I was one of them. What is dangerous is that the lack of a planned budget will drive you off-base. It then becomes critical to know the contrast amongst reality and fiction, when planning through the dogma …

Read More »

Era of Aspiration Inflation

We’re in an era of unprecedented aspiration inflation. High hopes and supersized ambitions — stoked by a culture that glorifies early achievement in every industry from tech to entertainment — are the norm

Read More »

Top Indian Killers

Running away from Health Insurance will cost you very dearly. It is a necessity, which you should plan for and plan it early. Don’t worry – I am not selling you a plan here. But it is important that you are aware of its existence and it’s importance. Major Killers …

Read More »

Demonetisation and Union Budget

Its been 31 days since demonetisation got over. Still no data released on the total currency that was exchanged, counterfeit currency trapped, and the total black money that has been eliminated by the system. How long does the major institution take to count money? If it takes this long to count, I wonder how long will it take to scrutinize the Income tax cases.

Read More »